Financial Education Links
Tax:
Making Work Pay Tax Credit: This tax credit means more take-home pay for many Americans. To make sure enough tax is
withheld from their pay, taxpayers can use the IRS
withholding calculator.
First-Time
Homebuyer Credit Expands: Homebuyers who purchase in 2009 can get a credit of up to $8,000 with no payback requirement.
Money Back for
New Vehicle Purchases: Taxpayers who buy certain new vehicles in 2009 can deduct the state and local sales taxes they paid or other taxes and
fees they paid in states
with no sales tax.
Enhanced Credits for Tax Years 2009, 2010. Find details on the earned
income tax credit, additional
child tax credit and the American
Opportunity Credit, a new higher education benefit.
Increased Transportation Subsidy: Employer-provided benefits for transit and parking are up in 2009.
Up to $2,400 in
Unemployment Benefits Tax Free in 2009: Individuals should check their
tax withholding.
$250 for Social
Security Recipients, Veterans and Railroad Retirees: The Economic Recovery Payment will be paid by the Social Security Administration,
Department of Veterans Affairs and the Railroad Retirement Board.
Energy Efficiency and
Renewable Energy Incentives. See what individuals can do to reap tax rewards.
Health
Coverage Tax Credit: The credit increases from 65 percent to 80
percent of qualified health insurance premiums, and more people are eligible.
Audio Files for Podcast
Tax Breaks for 2009 & 2010:
In English
and in Spanish
Videos
First-Time
Home Buyer Tax Credit
Social Security:
Social
Security Website: Apply online for most benefits or find an office near
you.
Plan your retirement: Online tools
to calculate retirement age and benefits.
Webinar on Applying for
Retirement Benefits Online: Easy to follow instructions.
Survivors Benefits: Learn
about benefits that may be available to you.
Disability Benefits:
Social Security Disability Benefits qualifications and application process.
Medicare: Learn about
Medicare benefits and qualification.
Money Management:
MyMoney.gov:
Many links to financial resources most are free.
Smart About
Money: a nonprofit foundation dedicated to helping you make sound financial decisions
throughout life’s ups and downs.
Spending Wisely: Articles & tools for
cash flow and credit management.
Build your budget on line.
Online Financial Coach:
Free resources to get control of your finances.
Financial Planning Association:
Your financial well-being begins with a plan.
Free
Online Money Course: FDIC Money Smart Program. Offered both in English and
in Spanish.
MoneyWi$e Course:
Online course for Money Management. Free. English and Spanish
Child Support Help: The process of getting child support is a lot easier when you have the
right information and step by step instructions. Step 1: Establish Paternity;
Step 2: Get a Child Support Order; Step 3: Collect Support.
Temporary Assistance to Needy
Families: The TANF program provides eligible families with a monthly
cash payment to meet their basic needs
Credit Score Help:
Learn about factors that impact your credit score and how to build good credit.
Getting a Credit or Debit Card: In today’s economy, purchases can be easier
with a credit or a debit card.
Opening a Bank Account: Can you think of a good
reason to let a check casher or a pawn shop take your money? Every time you get
a payday loan or use a check cashing shop, you’re giving away your money!
Credit Counseling: National
Foundation for Credit Counseling.
Live Economically in
Hampton Roads: Guide to
resources in the local area to reduce costs.
United
Way of South Hampton Roads: United Way Community Partners are committed to helping
create real, lasting change here in Hampton Roads through providing services
that support the health, financial stability, and the future of adults and
children in South Hampton Roads.
Career Development:
Virginia Employment
Commission: Job
Search, Career Information, Training Opportunities, Skill requirements, Labor
Market Information including Wage data, Industry and Occupational trends.
Tidewater
Community College Workforce Development: Get on the fast track to a better job.
Job Search Websites:
Searching for a job is
a job. There are many websites that will help you to find a job in your area.
Resources for
Unemployed: Are you eligible for stimulus funded benefits?
Career Coach: Getting help in your job search.
Career
Test: Find a career suited to your interests and education. Free with registration.
Education:
Get better employment opportunities through education.
Unemployment Help: Do you
qualify for unemployment assistance?
Check it out here.
Virginia
Unemployment Benefits: File online.
Home Business: Learn how to take your personal business from a part-time
dream to the economic mainstream
Homeownership Resources:
First time home buyer:
Don't let the homebuying process scare you. There are programs that can
help.
Home Foreclosure Help: Federal Resources are available for troubled
home owners.
Guide to Avoiding Foreclosure:
HUD’s how to manual.
HomeNet Homeownership Center: Norfolk Housing and
Redevelopment resources for homeownership.
Urban
League: Offers Homebuyer Assistance and Foreclosure Prevention
services.
Savings and Investment:
Feed the Pig: Fun and savings from American Society of
Certified Public Accountants.
America Saves: You don’t have to be
rich to build wealth
360 Degrees of Financial Literacy:
Your money. Your life. Great tools
and resources to plan for your financial future.
Cost
of using a check casher: Check cashing can
cost you more than a checking account—around $800 a year more!
Triple
your savings with IDA: Individual Development Accounts match $2 for
every $1 saved toward education, first time home or your first business.
Investor
Education Center: The
mission of the FINRA Investor Education Foundation is to provide underserved
Americans with the knowledge, skills and tools necessary for financial success
throughout life.
Military Resources:
Military.com: Wealth of materials on benefits,
finance, careers and education
VA Home
Loans: Learn about how to qualify and apply on line.
GI Bill
Guide: Make the most of your GI
benefits.
Veterans
Benefits Guide: Learn what
benefits you may be qualified for as a veteran.
US
Dept. of Veterans Affairs: Administers Veteran Benefit Programs.